Due Week 8 and worth 150 points

Suppose you have been tasked with purchasing health insurance for your organization that has fifty full-time employees.

Use the Internet or Strayer databases to research different types of health insurance.

Write a 2-3 page paper in which you:

1. Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for your response.
2. Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
3. Use at least two (2) quality references. Note: Wikipedia and other Websites do not qualify as academic resources.

Your assignment must follow these formatting requirements:

• Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
• Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.

The specific course learning outcomes associated with this assignment are:

• Analyze the impact of healthcare financing and health insurance on healthcare access, quality, and cost.
• Analyze the influence of health policy and health reform on healthcare access, quality, and cost in the U.S.
• Use technology and information resources to research issues in healthcare policy, law, and ethics.
• Write clearly and concisely about healthcare policy and law using proper writing mechanics.

Click here to view the grading rubric.

Answer preview

The world is developing at a breakneck pace. The importance of health insurance in the modern world cannot be gainsaid. This is because, with health insurance, one can receive the necessary medical attention conveniently at will. The contemporary world places healthcare at the core of development agenda.it is also a fact that without healthcare, all development is in vain. Selecting an insurance plan depends on an array of factors. There exist two types of health insurance covers, firstly individual health cover and secondly, group health cover. In this paper, I will advise my organization in choosing a health care plan.

Choice of plan

In advising my organization on what health insurance plan to pick, careful consideration must be made to all the factors. Some employers give employees a choice to select their preferred health…