Finance

Ratio Analysis

Ratio Analysis

Purpose of Assignment

This week’s focus is on the preparation of financial reports for internal users, such as managers. This case study applies the concepts of managerial accounting, through comparative and ratio analysis, and requires students to identify financial data needed by managers for decision making.

Resources
Assignment Steps

Scenario: You are a loan officer for White Sands Bank of Taos. Paul Jason, president of P. Jason Corporation, has just left your office. He is interested in an 8-year loan to expand the company’s operations. The borrowed funds would be used to purchase new equipment. As evidence of the company’s debt-worthiness, Jason provided you with facts (available in the attached Scenario Worksheet). Jason is a very insistent (some would say pushy) man. When you told him you would need additional information before making your decision, he acted offended and said, “What more could you possibly want to know?” You responded you would, at minimum, need complete, audited financial statements.

Develop a minimum 700-word examination of the financial statements and include the following:

  • Explain why you would want the financial statements to be audited.
  • Discuss the implications of the ratios provided for the lending decision you are to make. That is, does the information paint a favorable picture? Are these ratios relevant to the decision? State why or why not.
  • Evaluate trends in the performance of P. Jason Corporation. Identify each performance measure as favorable or unfavorable and explain the significance of each.
  • List three other ratios you would want to calculate for P. Jason Corporation, and in your own words explain in detail why you would use each.
  • As the loan officer, what else would you do to gain a better understanding of Paul Jason’s, and the Corporation’s financial picture and why?
  • Based on your analysis of P. Jason Corporation, will you recommend approval for the requested loan? Provide specific details to support your decision.

Format the assignment according to APA guidelines.

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Differentiate between “dollarization” and currency substitution. Inbox

Differentiate between “dollarization” and currency substitution.

please answer any 5 questions of your choice

.1. Briefly explain at least three functions of money.

2. Differentiate between “dollarization” and currency substitution.

3. Briefly explain at least two denominations of the money supply.

4. Using a discount bond, justify the statement “Bond prices and interest rates are inversely related, other things being equal.”

5. Explain any two of the factors that might change the supply of bonds.

6. Explain briefly the default risk premium of treasury bonds relative to corporate bonds.

7. Briefly explain the relationship between interest rate and inflation assuming the Fisher Effect.

8. Assuming the Pure Expectations Theory, explain the implications of an upward sloping yield curve and a downward sloping yield curve, respectively.

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Explain the diamond-water paradox and find out in the literature how economists have later solved this paradox.

Explain the diamond-water paradox and find out in the literature how economists have later solved this paradox.

In “An Inquiry into the Nature and Causes of the Wealth of Nations” published in 1776, Adam Smith wrote:

“Nothing is more useful than water: but it will purchase scarcely anything… A diamond, on the contrary, has scarcely any use-value; but a very great quantity of other goods may frequently be had in exchange for it”

Explain the diamond-water paradox and find out in the literature how economists have later solved this paradox.

Directions:

  • Your essay is required to be two to three pages in length, which does not include the title page and reference pages, which are never a part of the content minimum requirements.
  • Support your submission with course material concepts, principles, and theories from the textbook and external reliable sources. Use the Saudi Digital Library to find your resources.
  • Use Saudi Electronic University academic writing standards.
  • The assignment is graded ZERO if Plagiarism percentage exceeds 20%.
  • Review the grading rubric to see how you will be graded for this assignment.

OPS!, Nothing more the question. Thank ou

Explain the diamond-water paradox and find out in the literature how economists have later solved this paradox. Read More »

300 words Policies and Procedures

300 words Policies and Procedures

no plagiarize, spell check, and check your grammar. Please use the references below

You have just been hired as the new Administrator for Volunteer Programs for your local non-profit organization. Your first initiative is to create policies for the volunteer program; however, you are getting resistance from the Director and staff.

Using the reading and resources from this week, explain why establishing policies and procedures is important and the steps you would take to overcome resistance.

Do you have redshelf password and username?

https://www.redshelf.com/accounts/login/?next=/book/read/150704/

References

Connors, T. D. (2011). Wiley nonprofit law, finance and management series: volunteer management handbook: leadership strategies for success (2nd ed.). Hoboken, NJ: John Wiley & Sons. ISBN-13: 9780470604533.
Chapter 7: Policy Development for Volunteer Involvement

NCVO Knowhow Nonprofit. (2015, December 15). Volunteer policies [Web page]. Retrieved from https://knowhownonprofit.org/people/volunteers/keeping/policy

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